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Fractional & Interim CTO Services

Ship AI-first, high-trust products — without a full-time CTO salary

I'm Ranveer Meel. For 15+ years I've built and scaled engineering teams across fintech, e-commerce, and trust systems. I partner with founders and leaders to set technical strategy, build the right team, and turn AI and fraud-prevention into real business outcomes.

Leadership experience across

Chegg Accenture Reliance Capital First Helloverify

Services

Hands-on technical leadership, scoped to what your business actually needs right now.

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Fractional & Interim CTO

Executive technical leadership on a part-time or interim basis — roadmap, architecture, hiring, and delivery, aligned tightly with revenue and growth goals.

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AI & GenAI Strategy

Practical adoption of LLMs, RAG, OCR, and AI agents — from proof-of-concept to production, with a focus on ROI, data privacy, and human-in-the-loop quality.

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Fraud, Risk & Trust Systems

Design fraud detection, risk scoring, and trust infrastructure that cut chargebacks and losses while keeping good customers moving.

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Engineering Org Design & Scaling

Build and scale high-performing teams — hiring, managers, ownership models, KPIs, and a culture of quality that holds up as you grow.

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Cloud & Platform Modernization

Migrate and modernize to resilient, cost-efficient, API-first architectures on AWS/GCP — reducing downtime and cloud spend.

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Technical Due Diligence

Investor- and acquirer-grade assessments of architecture, team, security, and technical debt — with a clear, prioritized action plan.

Industries Served

Deep, first-hand experience in regulated, high-scale, and trust-critical domains.

💳 Fintech & Payments
🛒 E-commerce & Marketplaces
Background Verification & Trust
🏥 Healthcare
🏦 Banking & BFSI
🚀 SaaS & Startups

About Ranveer

An engineering leader who bridges deep technical execution with business strategy.

RM

Ranveer Meel

Fractional CTO & Engineering Leader
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I'm an engineering leader with 15+ years building and scaling high-impact teams across e-commerce, fintech, data platforms, and trust systems — from hands-on engineer to Engineering Manager at Chegg and leading engineering for AI-driven Background Verification today.

I specialize in AI-first, high-trust systems: fraud prevention, OCR and document intelligence, AI agents, and secure handling of PII across multi-country compliance frameworks. I work closely with founders, CFOs, and CPOs to align technology with revenue, growth, and risk.

What I bring: an AI-first mindset applied to real, high-scale systems; strong expertise in distributed systems, compliance, and secure data handling; and a proven track record of scaling teams, systems, and leadership capacity.

15+Years in engineering
40+Engineers led
30%Chargebacks reduced
99.99%Payments uptime
AI / GenAI & LLMs Fraud & Trust OCR & Document Intelligence Distributed Systems Cloud (AWS/GCP) PII & Compliance

Case Studies

Selected outcomes from leadership roles across the last decade.

Chegg · E-commerce Platform

Scaling payments & killing fraud

Led a 40+ member org owning design, architecture, and delivery of e-commerce and financial systems.

  • 99.99% payments uptime at millions of transactions/month
  • AI-driven fraud detection cut chargebacks by 30%
  • Migrated 30+ microservices; downtime −40%, cloud cost −25%
  • Checkout success improved 18% via dynamic pricing
Helloverify · Background Verification

AI-first trust infrastructure

Heading end-to-end engineering for employment, healthcare, and visa background verification at scale.

  • OCR + document templating to automate verification
  • AI voice agents for calling and operations efficiency
  • Human-in-the-loop systems for accuracy & compliance
  • Multi-country PII governance and secure data handling
Capital First · Lending

Faster, smarter credit decisions

Led a financial integration framework connecting core banking with Salesforce and IBM BPM.

  • Loan disbursement speed improved 40%
  • FICO rule-based risk models automated underwriting
  • Python credit-risk scoring served in real time via APIs
Accenture · Enterprise Integration

API-led digital transformation

Directed enterprise-wide API and microservices transformations across HR, insurance, and research.

  • API-led connectivity with Mule ESB & REST microservices
  • Trained 50+ engineers; built reusable frameworks
  • Cloud-native workflow automation at scale

Book a Free Consultation

A focused 30-minute call to understand your goals and see if we're a fit. No pressure, no jargon.

How it works: 1. Pick a time · 2. Get a Google Meet link · 3. We talk strategy

Get in Touch

Prefer to send details first? Drop a message and I'll get back to you.

Let's talk

Tell me a bit about your company and what you're trying to achieve. For anything urgent, WhatsApp is fastest.

This opens your email app with the details pre-filled, addressed to contact@fraudpreventionunit.in.

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